The Dave Ramsey
Backtest results
Metrics
1Y · since Oct 2025The Dave Ramsey | |
|---|---|
| Total Return | +31.79% |
| CAGR | +32.08% |
| Sharpe | 1.59 |
| Calmar | 4.41 |
| Max DD | -7.27% |
| Volatility | 18.63% |
| Win Rate | 56.6% |
Last year of a hypothetical backtest, Oct 30, 2025 to Oct 30, 2026. Create an account to see the full history.
About this strategy
Dynamic and defensive, this strategy mainly holds leveraged tech (TECL) when the S&P 500 is below its 200-day average and QQQ is oversold, but shifts to a balanced mix of dividend, international, small-cap and growth funds when the market is trending up or the Nasdaq is weak. It also adds VIXY or TLT for volatility or bond protection, and uses short QQQ or UPRO to hedge or profit from sharp moves.
Current allocation
What the rules select as of Oct 30, 2026.
Frequently asked questions
What is The Dave Ramsey?
Dynamic and defensive, this strategy mainly holds leveraged tech (TECL) when the S&P 500 is below its 200-day average and QQQ is oversold, but shifts to a balanced mix of dividend, international, small-cap and growth funds when the market is trending up or the Nasdaq is weak. It also adds VIXY or TLT for volatility or bond protection, and uses short QQQ or UPRO to hedge or profit from sharp moves.
What is The Dave Ramsey holding today?
As of Oct 30, 2026, The Dave Ramsey allocates to IJR 25%, SCHD 25%, SPYG 25%, VXUS 25%.
How has The Dave Ramsey performed over the past year?
From Oct 30, 2025 to Oct 30, 2026, The Dave Ramsey returned +31.8% in a hypothetical backtest. Past performance does not guarantee future results.
What is the maximum drawdown of The Dave Ramsey?
From Oct 30, 2025 to Oct 30, 2026, the largest peak-to-trough decline of The Dave Ramsey in a hypothetical backtest was -7.3%.
How do I use The Dave Ramsey?
Open The Dave Ramsey in Quantly to rerun the backtest, adjust the rules, and paper trade it. You can also connect a supported brokerage to trade your version live.
Backtest results are hypothetical and do not guarantee future returns. Strategies are shared by Quantly users for research only and are not investment advice.